100% digital · soft check only

Get a personal loan up to ₹35 lakh, starting at 10.50% p.a.

Check your eligibility in two minutes with just your mobile number. Compare offers from our lending partners and get funds fast after sanction.

✓Collateral-free, unsecured loan
✓Tenure from 3 to 60 months
✓Minimal documents, no branch visits
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SANCTION PREVIEW
Personal Loan
Pre-approved
Loan amount₹5,00,000
Tenure36 months
Estimated EMI₹16,220 / mo
Regulatory disclosure

Cost of credit, disclosed upfront.

Your exact rate, fees and repayment period depend on your credit profile and the lending partner that approves your application.

Personal Loan — key terms

Minimum repayment period
3 months
Maximum repayment period
60 months
Maximum Annual Percentage Rate (APR)
36.00% p.a.
inclusive of interest and all applicable fees
Representative example: For a loan of ₹1,00,000 at an interest rate of 12.00% p.a. over a tenure of 12 months, with a processing fee of 2.00% of the loan amount plus 18% GST on that fee: the monthly EMI is approximately ₹8,886, total interest payable is approximately ₹6,637, and total fees (including GST) are approximately ₹2,360 — bringing the total amount repayable to approximately ₹1,08,997 over the loan term.
These figures are illustrative placeholders for this template. Confirm the exact minimum/maximum repayment period, maximum APR and representative example with your compliance team using verified, lender-accurate figures before publishing.
Why Creditveer

Built for people who need an answer quickly.

Collateral-free

No asset or property pledge needed — approval is based on your income and credit profile.

Flexible tenure

Repay comfortably over 3 to 60 months, whatever suits your monthly budget.

Minimal paperwork

Upload documents once, digitally — no branch visits, no physical files.

Fast disbursal

Once a partner sanctions your loan, funds can reach your account quickly.

Eligibility

Who this loan is for.

Exact eligibility varies by lending partner. This is the general range across our network.

Age21 – 60 years
ResidencyIndian resident
Min. income (salaried)₹15,000 / month
Min. income (self-employed)As per ITR, lender-specific
Credit score650 or higher, typically
Documents

What you'll need to upload.

All uploads are encrypted. Your partner lender may request one or two more, depending on your profile.

Identity & KYC

✓PAN card
✓Aadhaar, passport, voter ID or driving licence
✓Recent passport-size photograph
✓Address proof, if different from ID

Income & bank details

✓Salary slips, last 3 months (salaried)
✓ITR, last 2 years (self-employed)
✓Bank statements, last 3–6 months
✓Employee ID or business proof
FAQs

Questions about this loan.

Most partner lenders allow part or full prepayment after a minimum lock-in, typically the first 12 EMIs. Charges vary by lender and are shown before you accept an offer.

You can still check offers — some partners consider applicants with lower scores at a higher rate, or with a co-applicant.

Yes. Self-employed applicants can apply using ITR and bank statements in place of salary slips.

Interest is calculated on a reducing balance basis — you pay interest only on the outstanding principal each month.

Still deciding? Check your number first.

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